Please use this identifier to cite or link to this item: http://dspace.univ-tiaret.dz:80/handle/123456789/15492
Title: مساهمة وسائل الدفع الحديثة في ترقية المعاملات المصرفية
Authors: عابد, عبد المجيد
شريف, حسان فتحي اسلام
Keywords: وسائل الدفع الحديثة
وسائل الدفع التقليدية
المعاملات المصرفية
بنك الوطني الجزائري
Issue Date: Jun-2024
Publisher: جامعة ابن خلدون-تيارت
Abstract: لعل اهم مايميز العمل المصرفي في عصر العولمة المالية هوتفاقم دور التكنولوجيا المصرفية والسعي نحو الاستفادة القصوى من مزاياها خاصة فيما تعلق بأنظمة الاتصال والمعلومات عن بعد ، من اجل تقديم الخدمة المصرفية بما يتوافق من الصناعة المصرفية في الوقت الحالي، سعت البنوك لمواكبة تطورات والاستفادة من السرعة في تنفيذ المعاملات وفعالية التنفيذ تكلفة المنخفضة.
Description: Perhaps the most important characteristic of banking in the era of financial globalization is the exacerbation of the role of banking technology and the pursuit of making the most of its advantages, especially with regard to remote communication and information systems, in order to provide banking service in line with the banking industry at the present time. Banks sought to keep pace with developments and take advantage of the speed in the implementation of transactions and the effectiveness of implementation Low cost, banks tended to find alternatives to traditional payment methods in order to develop them, so the so-called modern payment methods appeared, the first of which was bank cards that were able to spread rapidly across all parts of the world and urged wide acceptance, which led to the emergence of e-commerce that necessitated the world to move to the use of modern payment methods, but with the spread of these means the beginning of banking transactions New limits, obstacles and crimes have resulted in cybercrimes, which have maintained new opportunities for traditional payment methods in transactions, but technological developments have given a new breath to electronic payment methods in terms of speed and effectiveness in the implementation of banking transactions. Through this study, we tried to identify the modern payment methods available and most widely used at the National Bank of Algeria - Tiaret Agency - and to find out how modern payment methods affected the promotion of banking transactions. We also summarized what the bank has achieved in the field of development of payment methods and means and the profit it provides. For time and effort, as well as the future prospects of the National Bank of Algeria.
URI: http://dspace.univ-tiaret.dz:80/handle/123456789/15492
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